Affordable health insurance in Tennessee can be obtained through a great health care program called TennCare. TennCare provides health benefits to pregnant women; women who need cancer treatment (breast and/or cervical); children under the age of 21; people receiving, or who have received, Supplement Security Income (SSI) or some other form of Social Security assistance; people who reside in nursing homes and have a total monthly income of less than $1,373; and anyone receiving any other kind of assistance from Tennessee, including the Families First program.
TennCare recently underwent a reformation process, so adults who are eligible for another kind of health insurance program or who signed up for TennCare simply because they had very high medical bills are no longer eligible for TennCare health coverage. This means these individuals must seek affordable health insurance in Tennessee elsewhere.
If you are one of the Tennesseans who lost TennCare, or simply aren’t eligible for the health care program, don’t fret; there are still ways to find affordable health insurance in Tennessee. You can check into group health insurance coverage. These kinds of policies are generally less expensive than individual health insurance coverage. They are most commonly offered by employers, but can sometimes be obtained as member benefits through clubs, associations, organizations, and even credit card companies.
Still, affordable health insurance in Tennessee can be found with individual health insurance plans, too. As long as you take your time searching insurance companies licensed to sell health insurance policies in Tennessee, as well as companies that offer the coverage you need at premiums you can manage, it’s possible to find an affordable individual health insurance policy in Tennessee.
An important fact to remember: if you need to shop for group or individual health insurance plans, you have a time limit beginning the first day you lose coverage. For group health insurance, you need to obtain coverage within 30 days; for individual policies, it’s 63 days. This isn’t mandatory, but it makes finding affordable health insurance in Tennessee easier.